Be charitable, but beware of bogus charities that enrich no one but themselves

One of my pet peeves is mindlessly giving to "charity" without having the smarts to first check them out.

When you think of it, blindly donating every time you get a letter soliciting donations, or a telemarketing call, is no brighter than giving your hard-earned bucks to one of those neer-do-wells holding a cardboard sign outside parking lots, street corners, etc.

You know, the same "homeless" folks you will see pouring out of a van as part of an organized professional begging operation, or later driving an SUV to a house in the suburbs. That's why, if you want to truly help the homeless, you should volunteer in a rescue mission kitchen or donate directly to non-profit shelters.

But I digress.

Let's talk about established "charities" that are nothing more than cash-generating machines. They take $1 from you, and maybe spend 3-4 cents on their purported causes.

They play off the desire of Americans who have big hearts, but little time -- or desire -- to check out where they send their donations and what ends up getting done with them.

CNN, the Center for Investigative Reporting  and the Tampa Times combined their resources to explore such bogus charities. Here's their list of the "Worst 50."